MP, DB, RRSP, DPSP, ALDA, TFSA limits and the YMPE
These tables outline the annual money purchase (MP), defined benefit (DB), registered retirement savings plan (RRSP), deferred profit sharing plan (DPSP), advanced life deferred annuity (ALDA), tax-free savings account (TFSA) limits, and the year's maximum pensionable earnings (YMPE).
| Year | MP limit | DB limit | RRSP dollar limit | DPSP limit (1/2 MP limit) | ALDA dollar limit | YMPE |
|---|---|---|---|---|---|---|
| 2025 | 1/9 the money purchase limit | $32,490 | ||||
| 2024 | $32,490 | $3,610.00 | $31,560 | $16,245 | $170,000 | $66,600 |
| 2023 | $31,560 | $3,506.67 | $30,780 | $15,780 | $160,000 | $66,600 |
| 2022 | $30,780 | $3,420.00 | $29,210 | $15,390 | $160,000 | $64,900 |
| 2021 | $29,210 | $3,245.56 | $27,830 | $14,605 | $150,000 | $61,600 |
| 2020 | $27,830 | $3,092.22 | $27,230 | $13,915 | $150,000 | $58,700 |
| 2019 | $27,230 | $3,025.56 | $26,500 | $13,615 | $57,400 | |
| 2018 | $26,500 |
$2,944.44 |
$26,230 | $13,250 | $55,900 | |
| 2017 | $26,230 | $2,914.44 | $26,010 | $13,115 | $55,300 | |
| 2016 | $26,010 | $2,890.00 | $25,370 | $13,005 | $54,900 | |
| 2015 | $25,370 | $2,818.89 | $24,930 | $12,685 | $53,600 | |
| 2014 | $24,930 | $2,770.00 | $24,270 | $12,465 | $52,500 | |
| 2013 | $24,270 | $2,696.67 | $23,820 | $12,135 | $51,100 | |
| 2012 | $23,820 | $2,646.67 | $22,970 | $11,910 | $50,100 | |
| 2011 | $22,970 | $2,552.22 | $22,450 | $11,485 | $48,300 | |
| 2010 | $22,450 | $2,494.44 | $22,000 | $11,225 | $47,200 | |
| 2009 | $22,000 | $2,444.44 | $21,000 | $11,000 | $46,300 | |
| 2008 | $21,000 | $2,333.33 | $20,000 | $10,500 | $44,900 | |
| 2007 | $20,000 | $2,222.22 | $19,000 | $10,000 | $43,700 | |
| 2006 | $19,000 | $2,111.11 | $18,000 | $9,500 | $42,100 | |
| 2005 | $18,000 | $2,000.00 | $16,500 |
$9,000 |
$41,100 |
|
| 2004 | $16,500 | $1,833.33 | $15,500 | $8,250 | $40,500 | |
| 2003 | $15,500 | $1,722.22 | $14,500 | $7,750 | $39,900 | |
| 2002 | $13,500 | $1,722.22 | $13,500 | $6,750 | $39,100 | |
| 2001 | $13,500 | $1,722.22 | $13,500 | $6,750 | $38,300 | |
| 2000 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,600 | |
| 1999 | $13,500 | $1,722.22 | $13,500 | $6,750 | $37,400 | |
| 1998 | $13,500 | $1,722.22 | $13,500 | $6,750 | $36,900 | |
| 1997 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,800 | |
| 1996 | $13,500 | $1,722.22 | $13,500 | $6,750 | $35,400 | |
| 1995 | $15,500 | $1,722.22 | $14,500 | $7,750 | $34,900 | |
| 1994 | $14,500 | $1,722.22 | $13,500 | $7,250 | $34,400 | |
| 1993 | $13,500 | $1,722.22 | $12,500 | $6,750 | $33,400 | |
| 1992 | $12,500 | $1,722.22 | $12,500 | $6,250 | $32,200 | |
| 1991 | $12,500 | $1,722.22 | $11,500 | $6,250 | $30,500 | |
| 1990 | $11,500 | $1,722.22 | (Old limits) | $5,750 | $28,900 |
| 2024 | $7,000 |
|---|---|
| 2023 | $6,500 |
| 2022 | $6,000 |
| 2021 | $6,000 |
| 2020 | $6,000 |
| 2019 | $6,000 |
| 2018 | $5,500 |
| 2017 | $5,500 |
| 2016 | $5,500 |
| 2015 | $10,000 |
| 2014 | $5,500 |
| 2013 | $5,500 |
| 2012 | $5,000 |
| 2011 | $5,000 |
| 2010 | $5,000 |
| 2009 | $5,000 |