A budget helps to aid the planning of actual events by forcing those who manage to consider how conditions might change and what steps should be taken to encourage those involved to consider problems before they arise. It also helps co-ordinate activities by compelling everyone involved to examine relationships between their own needs and those of others.
This calculator will help you determine your expenses and estimate your total surplus income.
It lists most categories of income and expenditure, but is very flexible, allowing you to make as many entries as you wish. Based on the figures entered, your estimated total income, expenses and budget surplus will be calculated.
This value is simply your Total Income minus Total Expenditure